Good thing I have health insurance… cause I’m not ready to be married!!! Seems in a recent article by the New York Times “Health Benefits Inspire Rush to the Alter” that 7% of adults say that someone in their household had married in the past year to gain access to health insurance (according to a Kaiser Family Foundation study).

Now at first glance that doesn’t seem like a large number, however I think it is important to not consider the actual amount of individuals who have married for insurance, but rather that they are willing to make a life changing decision in order to obtain health insurance coverage (the Foundation also cautions not to take the number literally).

I find this to be so interesting, and admittedly it could be due to my young age (23). But I simply cannot decide if it is better to be without health insurance coverage for myself (I am sure many of these decisions involve children) and suffer the burden of a system that shuns individuals without coverage, piling on bill after bill, or to get married. To marry or not to marry - for health benefits???

Ok lets get back to the basics - money and marriage are undeniably linked. The government provides tax “incentives” to married couples, some people simply marry for money, and dowries existed for centuries. But I feel pretty good in assuming “marrying for health insurance” is something that has recently taken flight due to the consistent increase in insurance premiums and healthcare costs.

The distress caused by these issues makes me nervous.. first for the upcoming election, and the next presidents willingness to address and hopefully solve these problems. Second, because I do not feel like we (American citizens) have a tangible grasp on a solution to rising healthcare costs. And third, not everyone is feeling the pain. This means that some people are struggling with their healthcare costs daily, while others are still frivolously accessing the system, paying their $20 copay, and having no idea of the real cost of their care.

Here’s an example of the other extreme. Mr. Moulton and his wife, who has liver damage, considered divorce. This was the only way she could qualify for affordable health insurance coverage which would have been provided and subsidized by the state. She said, “Nobody should have to make a choice like that. What happened to our country? I don’t remember growing up like this.”

Scary… gives me chills. Core family values are hard to maintain when you are broke, sick and uninsured. It makes me wonder what will happen to my generation if we do not get involved, control our costs, find a solution - but most importantly try to make a difference. I mean we are already marrying for health benefits… what’s next?