If you have picked up a newspaper or turned on any news station during recent weeks, I am sure you have heard a lot about President Obama and health care reform. I am also sure that much of what you have heard about has been the lack of any resolve between Democrats and Republicans. Divided as to what the appropriate step towards improving the US health care system should be, the disagreement has made it difficult for policy makers to develop a bipartisan plan. At this point, President Obama has started directing more of his energy towards engaging the states and individuals in this national issue. Following the health care debate can definitely become confusing and overwhelming. So, we’ll briefly outline the status of health care reform as it stands now.
Currently, the main push by the White House and most Democrats is to provide a public option for the uninsured that will compete with private insurance companies. Essentially, those without an employer-provided option would be able to choose either a different private health care insurance option or the public plan. President Obama has argued that if the insurance companies are telling the truth and doing the best they can for their customers, then the implementation of the public plan should not affect their business.
Last Thursday, Democrats released a revised plan that estimated $611 billion over the next decade would be required to overhaul the healthcare system and provide coverage for 97% of Americans. This proposal calls for most employers to provide health coverage for their employees and the development of a public option. In addition to the funds outlined in the proposal, the expansion of Medicaid (which would be the expected first step in the process) could add several hundred billion dollars more in legislation costs. President Obama and Democrats want to cap initial costs in healthcare reform to $1 trillion over the coming decade. This limit, however, is not set in stone.
Clearly, there are two big issues surrounding reform: how much this change will cost and how involved the government will become in the healthcare market. Surveys by NBC and the Wall Street Journal, CNN and the Opinion Research Corporation, and Quinnipiac all indicated a nearly 50/50 split in terms of people who are willing to pay and not willing to pay to provide coverage for the uninsured. Two surveys by the Kaiser Family Foundation and CBS and the NY Times produced contrasting results that Americans are not and are willing to pay for reform respectively. The prospect of increased income taxes and/or taxes on employer-based health coverage makes many Americans hesitant to support the spending the government proposals would require. Moreover, various interest groups oppose the implementation of a government plan that could interfere with the healthcare market. For example, insurers and drug companies, along with Republicans, fear that the public, government option would drive private insurers from the market and would eventually lead to a single-payer system. While Republicans have been quick to criticize proposals, they have been slow to provide suggestions of their own. Without support from both parties, moving healthcare legislation through Congress will be difficult. Luckily, there has been growing optimism from both sides that an agreement will be met by the end of August.
So, that was pretty much the simplest rundown on reform imaginable, but hopefully it got any newcomers up to speed. Keep in mind that you as a consumer and voter have the power to influence what happens in Washington. If you support or oppose any proposed legislation or you want your elected officials to know your opinion, call their office or write them a letter. You may not realize it, but it does make a difference. They are in office to make their constituents voices heard. So, tell them what you think. Trust me, they want your votes and know they have to respect their voters to get them. Want to contact your congressman? your senator? your governor? Find out who they are (in case you don’t know) and how to contact their office here.
While we would love to help keep you up to date on the changes and news with health care reform, that topic deserves an entire blog of its own. Plus, while I like to think of myself as well-informed when it comes to health care, I’m thinking the experts might have one up on me when it comes to the complexities associated with the reform process. There are lots of good sources out there that tackle the many issues wrapped up in changing our healthcare system. A good place to start is Jane Sarasohn-Kahn’s blog, http://www.healthpopuli.com/, which provides daily updates on health care reform. Happy reading.